Rushmore Electric FCU
Online Banking
Log In / Enroll
eZ Card Info
RUSHMORE ELECTRIC FEDERAL CREDIT UNION
CONSUMER LOAN RATE SCHEDULE
Truth In Lending: Rates effective as of May 26, 2017, and subject to change without notice. (APR = Annual Percentage Rate)
TYPE OF LOAN   Terms Platinum
760 - Above
Premier +
759 - 720
Premier
719 - 680
Standard
679 - 640
Value
639 - 600
Rebuilder
599 - Below
Shares Pledged
Certificate's Pledged
  Any Term
Term of Certificate
4.5% over
2.25%
4.5% over
2.25%
4.5% over
2.25%
4.5% over
2.25%
4.5% over
2.25%
4.5% over
2.25%
 
Signature   36 Months 8.99% 9.24% 9.74% 10.49% 12.99% 14.99%
    60 Months 9.99% 10.24% 10.74% 11.49% 13.99% 15.99%
 
Autos, Pickups & Vans New 2017 - 2016 36 Months 2.35% 2.60% 3.10% 3.85% 6.35% 8.35%
    48 Months 2.40% 2.65% 3.15% 3.90% 6.40% 8.40%
    60 Months 2.50% 2.75% 3.25% 4.00% 6.50% 8.50%
    72 Months 2.75% 3.00% 3.50% 4.25% 6.75% 8.75%
84 mo term - New Only financed at $35,000 or more 84 Months 3.50% 3.75% 4.25% 5.00% 7.50% 9.50%
                 
  Used 2015 - 2013 36 Months 2.60% 2.85% 3.35% 4.10% 6.60% 8.60%
    48 Months 2.65% 2.90% 3.40% 4.15% 6.65% 8.65%
    60 Months 2.69% 2.94% 3.44% 4.19% 6.69% 8.69%
    72 Months 3.00% 3.25% 3.75% 4.50% 7.00% 9.00%
                 
  Used 2012 - 2011 36 Months 2.90% 3.15% 3.65% 4.40% 6.90% 8.90%
    48 Months 2.95% 3.20% 3.70% 4.45% 6.95% 8.95%
    60 Months 3.05% 3.30% 3.80% 4.55% 7.05% 9.05%
                 
  Used 2010 48 Months 3.99% 4.24% 4.74% 5.49% 7.99% 9.99%
    60 Months 4.15% 4.40% 4.90% 5.65% 8.15% 10.15%
                 
  Used 2009-2008 36 Months 4.99% 5.24% 5.74% 6.49% 8.99% 10.99%
    48 Months 4.99% 5.24% 5.74% 6.49% 8.99% 10.99%
                 
  Used 2007 & Older 36 Months 5.99% 6.24% 6.74% 7.49%

9.99%

11.99%
                 
  Classic Cars - Appraisal Required 48 Months 6.75% 7.00% 7.50% 8.25% 10.75% 12.75%
 
Motor Homes, Titled Trailers,
Horse Trailers
Travel Trailers & Boats
New & Used 36 Months 5.49% 5.74% 6.24% 6.99% 9.49% 11.49%
To $2499
$2,500 - $9,999
$10,000 - $14,999
$15,000 - $24,999
$25,000 +
  60 Months 4.00% 4.25% 4.75% 5.50% 8.00% 10.00%
  84 Months 4.25% 4.50% 5.00% 5.75% 8.25% 10.25%
  96 Months 4.25% 4.50% 5.00% 5.75% 8.25% 10.25%
  120 Months 4.50% 4.75% 5.25% 6.00% 8.50%

10.50%

 

Snowmobiles, ATV
Two seater ATV's,
& Water Crafts

New 2017- 2016 24 Months 2.75% 3.00% 3.50% 4.25% 6.75% 8.75%
    36 Months 2.75% 3.00% 3.50% 4.25% 6.75% 8.75%
    48 Months 2.75% 3.00% 3.50% 4.25% 6.75% 8.75%
    60 Months 2.99% 3.24% 3.74% 4.49%

6.99%

8.99%
 
  Used 2015 - 2013 24 Months

2.99%

3.24%

3.74% 4.49% 6.99% 8.99%
    36 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
    48 Months 3.99% 4.24%

4.74%

5.49% 7.99% 9.99%
                 
  Used 2012 - Older 24 Months 4.00% 4.25% 4.75% 5.50% 8.00% 10.00%
 
Motorcycles New/Used 24 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
  2017 - 2016 36 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
    48 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
    60 Months 2.99% 3.24% 3.74% 4.49% 6.99% 8.99%
    72 Months 3.50% 3.75% 4.25% 5.00% 7.50% 9.50%
 
  Used 2015 & Older 24 Months 4.75% 5.00% 5.50% 6.25% 8.75%

10.75%

    36 Months 3.00% 3.25% 3.75% 4.50% 7.00% 9.00%
    48 Months 3.00% 3.25% 3.75% 4.50% 7.00% 9.00%
    60 Months 3.25% 3.50% 4.00% 4.75% 7.25% 9.25%
 
Farm/Ranch 0 to 10 Years Old any term 9.00% 9.25% 9.75% 10.50% 13.00%

15.00%

  any term 10.00% 10.25% 10.75% 11.50% 14.00% 16.00%
 
Mobile Homes 16 to 20 Years Old 60 Months 12.75% 13.00% 13.50% 14.25% 16.75% 18.75%
  11 to 15 Years Old 96 Months 10.75% 11.00% 11.50% 12.25% 14.75% 16.75%
*puchase price of $30,000 + up to 180 Mo New to 10 Years Old* 120 Months* 9.75% 10.00% 10.50% 11.25% 13.75% 15.75%
 
Visa Classic     10.50%          
Visa Platinum     8.50%          
Visa Secured     8.00%          
Overdraft Protection     13.90%