Loan Rates


Type of Loan Terms Platinum
760 & over
Premier+
759-720
Premier
719-680
Standard
679-640
Value
639-600
Rebuilder
599-Below
Holiday Loan Rate Special - Nov 1st thru Dec 3lst   4.99% 5.24% 5.99% 6.99% 9.49% 13.49%
Shares Pledged   6.50% 6.50% 6.50% 6.50% 6.50% 6.50%
Certificates Pledged Term of CD 2.50% over 2.50% over 2.50% over 2.50% over 2.50% over 2.50% over
Signature 36 Months 9.90% 10.15% 10.90% 11.90% 14.40% 18.00%
Signature 60 Months 10.90% 11.15% 11.90% 12.90% 15.40% 18.00%
Autos, Pickups & Vans
New 2019-2018
84 mo term - New Only- financed at $35,000 or more
36 Months
48 Months
60 Months
72 Months
84 Months
3.49%
3.49%
3.75%
3.99%
4.75%
3.74%
3.74%
4.00%
4.24%
5.00%
4.49%
4.49%
4.75%
4.99%
5.75%
5.49%
5.49%
5.75%
5.99%
6.75%
7.99%
7.99%
8.25%
8.49%
9.25%
11.99%
11.99%
12.25%
12.49%
13.25%
Autos, Pickups & Vans
Used 2017-2015
36 Months
48 Months
60 Months
72 Months
3.99%
3.99%
3.99%
4.25%
4.24%
4.24%
4.24%
4.50%
4.99%
4.99%
4.99%
5.25%
5.99%
5.99%
5.99%
6.25%
8.49%
8.49%
8.49%
8.75%
12.49%
12.49%
12.49%
12.75%
Autos, Pickups & Vans
Used 2014-2013
36 Months
48 Months
60 Months
4.25%
4.25%
4.55%
4.50%
4.50%
4.80%
5.25%
5.25%
5.55%
6.25%
6.25%
6.55%
8.75%
8.75%
9.05%
12.75%
12.75%
13.05%
Autos, Pickups & Vans
Used 2012
48 Months
60 Months
4.75%
4.75%
5.00%
5.00%
5.75%
5.75%
6.75%
6.75%
9.25%
9.25%
13.25%
13.25%
Autos, Pickups & Vans
Used 2011-2010
36 Months
48 Months
6.25%
6.25%
6.50%
6.50%
7.25%
7.25%
8.25%
8.25%
10.75%
10.75%
14.75%
14.75%
Autos, Pickups & Vans
Used 2009 & Older
36 Months 6.25% 6.50% 6.25% 8.25% 10.75% 14.75%
Classic Cars - Appraisal Required 48 Months 6.99% 7.24% 7.99% 8.99% 11.49% 15.49%
Motor homes (New & Used) to $2,499
Travel Trailers (New & Used) to $2,500 - $9,999
Boats (New & Used) to $10,000 - $14,999
Horse Trailers (New & Used) to $15,000 - 24,999
Titled Trailers (New & Used) to $25,000 - $49,999
$50,000 - up
36 Months
60 Months
84 Months
96 Months
120 Months
180 Months
6.49%
4.99%
5.25%
5.49%
5.99%
6.99%
6.74%
5.24%
5.50%
5.74%
6.24%
7.24%
7.49%
5.99%
6.25%
6.49%
6.99%
7.99%
8.49%
6.99%
7.25%
7.49%
7.99%
8.99%
10.99%
9.49%
9.75%
9.99%
10.49%
11.49%
14.99%
13.49%
13.75%
13.99%
14.49%
15.49%
Snowmobiles, ATVs, Two Seater ATVs & Water Crafts
New 2019 - 2018
24 Months
36 Months
48 Months
60 Months
3.99%
3.99%
3.99%
3.99%
4.24%
4.24%
4.24%
4.24%
4.99%
4.99%
4.99%
4.99%
5.99%
5.99%
5.99%
5.99%
8.49%
8.49%
8.49%
8.49%
12.49%
12.49%
12.49%
12.49%
Snowmobiles, ATVs, Two Seater ATVs & Water Crafts
Used 2017 - 2015
24 Months
36 Months
48 Months
4.49%
4.49%
4.49%
4.74%
4.74%
4.74%
5.49%
5.49%
5.49%
6.49%
6.49%
6.49%
8.99%
8.99%
8.99%
12.99%
12.99%
12.99%
Snowmobiles, ATVs, Two Seater ATVs & Water Crafts
Used 2014 & Older
24 Months 4.99% 5.24% 5.99% 6.99% 9.49% 13.49%
Motorcycles
New/Used 2019 - 2018
24 Months
36 Months
48 Months
60 Months
72 Months
3.75%
3.75%
3.99%
3.99%
4.99%
4.00%
4.00%
4.24%
4.24%
5.24%
4.75%
4.75%
4.99%
4.99%
5.99%
5.75%
5.75%
5.99%
5.99%
6.99%
8.25%
8.25%
8.49%
8.49%
9.49%
12.25%
12.25%
12.49%
12.49%
13.49%
Motorcycles
Used 2017 & Older
24 Months
36 Months
48 Months
60 Months
5.75%
4.25%
3.99%
3.99%
6.00%
4.50%
4.24%
4.24%
6.75%
5.25%
4.99%
4.99%
7.75%
6.25%
5.99%
5.99%
10.25%
8.75%
8.49%
8.49%
14.25%
12.75%
12.49%
12.49%
Farm / Ranch
0 to 10 Years Old
11 to 20 Years Old
any term
any term
9.00%
10.99%
9.25%
10.25%
10.00%
11.00%
11.00%
12.00%
13.50%
14.50%
17.50%
18.00%
Mobile Homes 1 to 20 Years Old
11 to 15 Years Old
New to 10 Years Old (purchase price of $30,000+ up to 180 Mo
60 Months
96 Months
120 Months
12.75%
10.75%
9.75%
13.00%
11.00%
10.00%
13.75%
11.75%
10.75%
14.75%
12.75%
11.75%
17.25%
15.25%
14.25d%
18.00%
18.00%
18.00%
Type Of Loan APR*
Visa Classic 10.50%
Visa Platinum 8.50%
Visa Secured 8.00%
Overdraft Protection 13.90%